Patent attributes
In some examples, a payment server processes a plurality of transactions between a plurality of customers and a plurality of merchants, and trains a classifier with training data to obtain a trained classifier. The training data used for training the classifier includes the transaction information. The payment server inputs, to the trained classifier, information related to one or more transactions that are associated with a particular user, and may determine, based on an output from the trained classifier, an eligibility of the user to receive an offer for financing. The payment server generates the offer for the financing for an amount determined based at least in part on the eligibility of the user, and causes presentation of the offer on a computing device of the user. Based at least on receiving an indication of acceptance of the offer, the payment server sends an instruction for providing the financing.
