Is a
Patent attributes
Patent Jurisdiction
Patent Number
Patent Inventor Names
Mark Joseph Kapczynski0
Michael John Dean0
Date of Patent
June 18, 2024
0Patent Application Number
174544410
Date Filed
November 10, 2021
0Patent Citations
...
Patent Primary Examiner
CPC Code
Patent abstract
Methods and systems are disclosed that identify and locate debt settlement candidates based on credit data associated with the consumer. For example, candidacy may be based on a debt score, generated by an assessment of the consumer's credit data. Credit data may include the consumer's credit score rank, credit score, revolving credit to debit ratio, credit available, delinquent accounts, negative accounts, instances of negative information on their credit report, public record data, average account age, debit, or a combination thereof.
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