Is a
Patent attributes
Patent Jurisdiction
Patent Number
Patent Inventor Names
Santosh Nichani0
Ramanathan Ramanathan0
Srinivas Vengala0
Sri Rajesh Rayudu0
Shanmukeswara R. Donkada0
Date of Patent
July 2, 2024
0Patent Application Number
179360980
Date Filed
September 28, 2022
0Patent Citations
Patent Primary Examiner
Patent abstract
A financial system receives a transaction request and transmits a one-time passcode to a consumer associated with the transaction request. Transmission of the one-time passcode is typically via a first channel. If the system determines that the one-time passcode was not delivered, a second channel is utilized. Depending upon the success of delivering the one-time passcode, more than one type of communication channel can be used.
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