US Patent 12067637 Gradated service access based on identity verification (IDV)

Gradated access to services based on identity verification (IDV) is described herein. In an example, a computing device can receive identifying information of a user and can select, from a plurality of IDV paths and based at least in part on the identifying information of the user, an IDV path for verifying an identity of the user using one or more factors. Based at least in part on the one or more factors, the computing device can determine a score indicative of whether the identifying information provided by the user accurately identifies the user. The score can be used for the benefit of one or more service providers to verify an identity of the user and/or determine gradated access to one or more services of the one or more service providers.