US Patent 12073385 Digital asset payment network payment modes

A user computing device of a digital asset payment network includes a display, one or more scanning devices, memory, and a digital asset management unit coupled to the display and the memory. The digital asset management unit includes: a digital wallet, and a scanning interface, where one or more of the digital wallet and the scanning interface are operable to connect to a user digital asset payment interface. The user digital asset payment interface is associated with a digital asset payment computing entity of the digital asset payment network, where the digital asset payment computing entity facilitates a real-time digital asset-based payment from the user computing device paying with a digital asset to a merchant computing entity accepting a desired digital asset. The user digital asset payment interface includes: a scannable code module operable to: interact with a scannable code generated by the digital asset payment computing entity, where the scannable code is representative of digital asset-based payment authorization information.