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US Patent 12086878 Refinancing tools for purchasing transactions

Patent 12086878 was granted and assigned to Affirm on September, 2024 by the United States Patent and Trademark Office.

OverviewStructured DataIssuesContributorsActivity
Is a
Patent
Patent
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Current Assignee
Affirm
Affirm
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Date Filed
October 31, 2023
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Date of Patent
September 10, 2024
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Patent Applicant
Affirm
Affirm
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Patent Application Number
18498645
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Patent Citations
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US Patent 8078527 Methods and systems for actively optimizing a credit score and managing/reducing debt
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US Patent 8099361 Transaction processing system that applies user-specified rules to divide payment amounts among multiple payment instruments
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US Patent 8145565 Credit card account shadowing
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US Patent 8321339 System and method for resolving transactions with variable offer parameter selection capabilities
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US Patent 8417627 Methods and systems for actively optimizing a credit score and managing/reducing debt
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US Patent 8452683 System and method for making a synthetic cash advance using a purchase payment exchange
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US Patent 8458093 Systems and methods of transferring credit card charge to line of credit
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US Patent 8473858 Graph viewer displaying predicted account balances and expenditures
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US Patent 8589282 System and method and for valuing loans and settlement offers associated with security interest enforcement actions
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US Patent 8694390 System and method for resolving transactions with lump sum payment capabilities
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•••
Patent Inventor Names
Manuel De Jesus Arias
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Christopher Beckmann
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Jeffrey Howard Kaditz
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Aaron Ng Ligon
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Andrew Gettings Stevens
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Roberto Novoa
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Max Levchin
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
12086878
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Patent Primary Examiner
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Frantzy Poinvil
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