An insulated lunch bag including a housing assembly, a lower compartment assembly and an upper compartment assembly. The housing assembly includes a housing and a handle, the handle can be used to carry the handle. The lower compartment assembly and the upper compartment assembly are inside of the housing and separated a predetermined distance. The lower compartment assembly is beneath the upper compartment assembly. The lower compartment assembly and the upper compartment assembly can be used to store food items therein and are accessed through zippers. The lower compartment assembly and the upper compartment assembly have heat isolation.