Patent attributes
Embodiments include a provider computing system associated with a provider including at least one processing circuit configured to present, by a graphical user interface while a bill pay application is in an unlaunched state, a notification including a plurality of summaries of at least one bill, automatically launch the bill pay application in response to the customer selecting a summary of the plurality of summaries of at least one bill, and automatically navigate to a sub-screen presenting the selected summary. The least one processing circuit further configured to receive, via the bill pay application, a request to pay an amount of funds to a biller, generate a payment request, provide at least one post to a funds account circuit based on the payment request, and generate and provide a payment data object to a biller computing system.
