Is a
Patent attributes
Patent Jurisdiction
Patent Number
Patent Inventor Names
Karen Moore0
Michael Miller0
Ann Kirk0
Al Hecht0
Melanie Gipe0
Date of Patent
October 22, 2024
0Patent Application Number
181031880
Date Filed
January 30, 2023
0Patent Citations
...
Patent Primary Examiner
CPC Code
Patent abstract
A computer-implemented method includes receiving, by a depository computing system, a check deposit for a first amount associated with a payee account of a payee, determining, by the depository computing system, the check deposit is an on-us transfer based on verifying that the payee account and a payor account of a payor are associated with a same financial institution, and posting, by the depository computing system in real time, the first amount to both the payee account and the payor account prior to settlement of the check deposit.
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