Patent attributes
A system, apparatus, method, and machine-readable medium are described for personalizing and pre-registering an authenticator. For example, one embodiment of a method comprising: confirming an identity of a user by a first relying party using a first identity verification technique responsive to the user performing a first transaction with the first relying party; generating or collecting initial user verification reference data (IUVRD) upon verifying the identity of the user through the first identity verification technique; requesting personalization of an authenticator; storing the IUVRD into the authenticator; generating, by the authenticator, Fast Identity Online (FIDO) credentials including a private and public key pair; storing the FIDO credentials in a secure storage of the authenticator; providing the public key to the first relying party; securely providing the authenticator to the user; and implementing a second identity verification technique by comparing the stored IUVRD to data collected from the user.
