US Patent 12137122 Apparatus and method for determining and recommending transaction protocols

An apparatus for determining and recommending transaction protocols, the apparatus includes at least a processor and a memory communicatively connected to the at least a processor, wherein the memory contains instructions configuring the at least a processor to receive entity data from an entity, determine at least a protocol metric for each protocol object of a plurality of protocol objects as a function of the entity data, wherein each protocol object of the plurality of protocol objects includes a policy sub-element, select at least two protocol objects from the plurality of protocol objects as a function of the at least a protocol metric of each protocol object, modify the policy sub-element of the at least two protocol objects as a function of the entity data, and generate a policy agreement as a function of the at least two protocol objects.