Is a
Patent attributes
Patent Applicant
0
Patent Jurisdiction
Patent Number
Patent Inventor Names
Peter J. Kight0
Casey W. Kozee0
David E. Torgerson0
Randal A. McCoy0
Date of Patent
August 23, 2005
0Patent Application Number
106084190
Date Filed
June 30, 2003
0Patent Citations Received
Patent Primary Examiner
Patent abstract
A technique for directing a credit card based payment to a payee for a payor having a credit card issued by a credit card issuer is provided. A request for a payment service provider to make a payment to the payee on behalf of the payor is received. Payment information associated with the payment request is sent to the credit card issuer. The information is not sent via a credit card network. The credit card issuer then sends funds to the payment service provider in response to the sent payment information. These funds are not sent via a credit card network. The payment service provider delivers funds to the payee, not the credit card issuer.
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