Is a
Patent attributes
Patent Jurisdiction
Patent Number
Date of Patent
August 15, 2006
Patent Application Number
10082723
Date Filed
February 26, 2002
Patent Citations Received
0
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Patent Primary Examiner
Patent abstract
The present invention is a system for making online purchases using electronic funds transfers from the buyers' bank account to the vendor's bank account, enabled by an intermediate funds transfer from the buyer's account to a holding account maintained by the buyer's bank or a third party. The system is further enabled by the buyer's bank acting as a portal to the Internet that pre-authenticates buyers, enforces security, and speeds the execution of online transactions.
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