A portable seat belt assembly for school buses and the like which includes a belly pack with a seat belt secured thereto. A student wearing the belly pack approaching a school bus seat opens the belly pack, unwinds the seat belt wrapping it around the back of the seat, turns around, sits down and closes the seat belt buckle assembly. When leaving the bus, the student unbuckles the buckle assembly releasing the belt from the seat, folds the belt back into the belly pack and closes the belly pack. Another embodiment includes a seat belt arrangement carried in the belly pack including a pair of straps each having large hooks with spring clasps for attachment to the seat frame. The student must attach these hooks to the seat frame then sit down and close the buckle assembly. Other embodiments include retractors on the seat belt to assist the student in retrieving the belt after use and a camera case for housing the seat belt.