According to one embodiment of the invention, a modular apparatus for carrying armor is provided by utilizing an armor carrier configured for receiving various types of armor, such as an armor plate or soft body armor; a coupling device coupled with the armor carrier and configured for coupling the armor carrier with an article of clothing; wherein the armor carrier is configured as a modular unit so as to permit removal and recoupling of the armor carrier with the article of clothing in multiple positions as desired by the user.