An umbrella/cup holder device for allowing the user to carry other things while using an umbrella to protect oneself from inclement weather. The umbrella/cup holder device includes a harness including a pair of shoulder straps, a cross strap interconnecting the shoulder straps, and an adjustable belt being attached to the shoulder straps and having fastening members attached at ends thereof; and also includes an umbrella-holding bracket assembly being securely attached to one of the shoulder straps; and further includes a cup holder being securely attached to another of the shoulder straps; and also includes a pocket being securely attached to one of the shoulder straps for storing a folded-up umbrella therein.