Persons often encounter the need to apply some form of skin treatment when on the go. Such treatments include disinfectant, sunscreens, medications, and moisturizing lotions. The present invention comprises convenient portable skin treatment dispensers in the form of neck-worn and disposable wrist-worn devices. The devices are convenient to use, unobtrusive and can even be disposable. Ease of manufacture is facilitated in various embodiments which include self-sealing diaphragm valves.