US Patent 7509285 Method of establishing a credit limit
Patent 7509285 was granted and assigned to Capital One Financial Corp on March, 2009 by the United States Patent and Trademark Office.
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A system and method is provided for offering and providing credit card products. The disclosed systems and method provide a credit card product whose credit limit is determined at the time of activation. The applicant receives a credit card that has not been activated. When the applicant contacts the issuer to activate the credit card and learn the credit limit, the actual credit limit for the credit card is determined based on the individual's credit history and answers to risk-splitting questions. After determining the credit limit, a customer account is established and the customer is notified of the credit limit.
US Patent 07509285 Method of establishing a credit limit US Patent 7509285 Method of establishing a credit limit
US Patent 07509285 Method of establishing a credit limit
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