US Patent 7734539 Calculating credit worthiness using transactional data
Patent 7734539 was granted and assigned to BANK OF AMERICA CORPORATION on June, 2010 by the United States Patent and Trademark Office.
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Patent abstract
Aspects of the invention provide for the use of transactional data in determining credit and product offerings. Further aspects of the invention provide for generating financial statements and indices using transactional data for use by users and/or financial institutions. The transactional based financial statements and indices may be used for making underwriting and financial planning decisions.
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US Patent 07734539 Calculating credit worthiness using transactional data US Patent 7734539 Calculating credit worthiness using transactional data
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Patent Number
0773453900
Patent Number
773453900
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Current Assignee
0
Patent Jurisdiction
Patent Number
077345390
Date of Patent
June 8, 2010
0Patent Application Number
117401300
Date Filed
April 25, 2007
0Official Website
Patent Primary Examiner
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Is a
Current Assignee
0
Patent Jurisdiction
Patent Number
077345390
Date of Patent
June 8, 2010
0Patent Application Number
117401300
Date Filed
April 25, 2007
0Official Website
Patent Primary Examiner
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US Patent 07734539 Calculating credit worthiness using transactional data
Infobox
Is a
Current assignee
Patent jurisdiction
Patent number
07734539
Date of patent
June 8, 2010
Patent application number
11740130
Date Filed
April 25, 2007
Patent primary examiner
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