An apparatus for securing a pair of trousers about a torso includes a face plate and a flexible member that is attached along three perimeter sides of the flexible member to a rear surface of the face plate. A conventional type of a fastener assembly for a belt is attached to the flexible member. A first end of the belt is attached to a rear of the fastener assembly and a second end of the belt engages with a hook, the hook being attached to an opposite end of the fastener assembly. An opening between the face plate and the flexible member along a side of the flexible member that is not attached to the face plate is provided on the remaining side of the flexible member into which a credit card and a picture-identification card, such as a driver's license can be inserted or removed.