Patent attributes
A method comprising issuing, buying and/or selling pass-through certificates issued by an issuer. The pass-though rate payments on the certificates may be funded by payments to the issuer by one or more borrowers on a mortgage loan. The certificates may have a legal maturity and an expected maturity that is before the legal maturity. The payments owed by the borrowers on the mortgage loan may be interest only until the expected maturity. The one or more borrowers have a revolving credit facility with a liquidity provider, pursuant to which the liquidity provider commits to make advances to the one or more borrowers from time to time as necessary in order for the one or more borrowers to make timely payments of interest on the mortgage. The mortgaged property may comprise timberlands.