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US Patent 7841539 Smart card with random temporary account number generation

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Is a
Patent
Patent

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
7841539
Date of Patent
November 30, 2010
Patent Application Number
11979427
Date Filed
November 2, 2007
Patent Citations Received
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US Patent 12137088 Browser integration with cryptogram
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US Patent 12086787 Integration of verification tokens with mobile communication devices
0
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US Patent 12112316 Tokenization request via access device
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US Patent 12120117 Method and system for token provisioning and processing
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US Patent 11676138 Multi-network tokenization processing
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US Patent 11710119 Network token system
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US Patent 11714885 Encryption key exchange process using access device
0
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US Patent 11715097 Cloud-based virtual wallet NFC apparatuses, methods and systems
0
...
Patent Primary Examiner
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Allyson N Trail
Patent abstract

The smart card with random temporary account number generation provides an authenticating system coupled with an access or transaction card, such as a credit card. The card includes first and second memory storage media, with the first memory medium containing a plurality of temporary account or authentication numbers. The card also has a biometric sensor, such as a fingerprint scanner, and the second memory stores the biometric parameters of the authorized user. A processor compares the biometric parameters with the measured biometric readings to enable the card. The processor has a random number generator, allowing for the randomized selection of one of the account numbers stored in the first memory, thus providing a temporary account number for the transaction. A remote site includes an identical random number generator and set of account numbers, allowing the temporary account number to be verified and then discarded, following the transaction.

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