Patent attributes
A gift registry system facilitates the availability of a convenient online accessed gift registry in which a plurality of gift givers make money gifts directly to an accumulating gift registry. The gift registry is maintained by a gift registry operator for the benefit of a registry owner. The gift registry operator accumulates funds given and provides accounting and tabulation of gifts given by each gift giver. Additionally, the gift registry operator provides interactive online service to be accessed by givers and banking services sufficient to accumulate and transfer funds. Finally, a plurality of merchants, vendors and service providers interact with the gift registry operator to offer incentives to the gift registry owner to interact with the subscribing merchants, vendors and service providers in spending the accumulated gift funds.