US Patent 8041338 Mobile wallet and digital payment

The claimed subject matter provides a system and/or a method that facilitates securing a wireless digital transaction. A terminal component can receive a portion of data related to a payment for at least one of a good or a service. A mobile device can include at least one mobile payment card (m-card), wherein the m-card is created by establishing a link to an account associated with a form of currency. The mobile device can employ public-key cryptography (PKC) to securely and wirelessly transmit a payment to the terminal component utilizing the m-card and linked account.