Is a
Patent attributes
Patent Jurisdiction
Patent Number
Patent Inventor Names
Andrew L. Clem0
Joseph A. Eberhardt0
Date of Patent
November 22, 2011
Patent Application Number
12614747
Date Filed
November 9, 2009
Patent Citations Received
...
Patent Primary Examiner
Patent abstract
Systems and methods of providing for processing a banking transaction, such as a debit card transaction, with an overdraft threshold. If a transaction drives an associated account to a negative balance, the amount of the transaction may be compared to an overdraft threshold. If the amount of the transaction does not exceed the overdraft threshold, an overdraft fee may be waived.
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