Is a
Patent attributes
Patent Jurisdiction
Patent Number
Date of Patent
January 24, 2012
Patent Application Number
12355434
Date Filed
January 16, 2009
Patent Citations Received
Patent Primary Examiner
Patent abstract
A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds from a purchaser and for improving purchaser willingness to transact with an unknown party. The invention also enables the allocation of a portion or all of a charge or loyalty points to different transaction accounts issued by different issuers, or to sub-accounts.
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