Patent attributes
Systems and methods are disclosed for purchasing an item that typically requires financing, such as an automobile, online. The methods and systems integrate various online purchasing aspects to provide consumers with a single, one-stop solution for completing an online purchase. In one implementation, the methods and systems provide an online buying application that allows a consumer to apply for a loan online and to have a lender fulfill the loan substantially in real time online. The online buying application then allows the user to research and select a product online, and to find and contact a participating dealer of the product online. The participating dealer may then interact with the lender directly online to complete the purchase of the product. The online buying application may also automatically process any documents connected to the purchase as well as apply any business rules to the purchase.