Patent attributes
Systems and methods comprise an end-user device, including one or more processors configured to execute a payment component, the payment component configured to transmit, by the end-user device to a transaction server, an indication of a user desire to use a data service, the data service being outside a current service plan of the end-user device or available at a lower cost within a different service plan; receive a billing request from a transaction server in response to the indication of the user desire, the billing request including a service plan offer associated with the data service; and transmit a response to the billing request; wherein the end-user device is in secure network communication with the transaction server via a first network.