A three-phase motor includes a bearing structure, a rotor structure and a stator structure. The bearing structure has a bushing. The rotor structure has a shaft disposed in the bushing. The stator structure is disposed corresponding to the rotor structure and includes a first coil assembly and a second coil assembly overlapped on the first coil assembly. A fan with the motor is also disclosed. The present invention can increase the ratio of the effective coils of the stator structure, and further promote the operation efficiency of the three-phase motor and the fan with the three-phase motor.