Is a
Patent attributes
Patent Jurisdiction
Patent Number
Patent Inventor Names
Carol Lee Hobson0
Sohail M Hussain0
Date of Patent
July 9, 2013
0Patent Application Number
118603380
Date Filed
September 24, 2007
0Patent Citations Received
...
Patent Primary Examiner
Patent abstract
An online card-present transaction system facilitates card-present type transactions with a merchant over a public network. A host system is configured to accept authentication data from a user via an authentication device. The host system, after authenticating a user is configured to retrieve the user's account information from a user database system and translate a user account number into a temporary transaction number. The temporary transaction number is then transmitted directly from the host system to the merchant, thereby eliminating the need for the user to send to the merchant over the internet, the user's transaction account number.
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