Is a
Patent attributes
Patent Jurisdiction
Patent Number
Date of Patent
January 28, 2014
Patent Application Number
13531905
Date Filed
June 25, 2012
Patent Citations Received
Patent Primary Examiner
Patent abstract
A transaction processing system for the real time authorization of payment transactions, The system comprises a verification system (4) connected to an issuer card management system (3). A cardholder can access the system via an interface (2) which can be for example the Internet, a wireless device, telephone, or a branch visit. The interface allows the cardholder to input rules governing how their credit card transactions are to be authorized. When the cardholder initiates a purchase transaction with their credit card, an authorization request is passed from the card network to the verification system which executes the rules created by the cardholder in order to approve or deny the transaction.
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