US Patent 8726358 Identity ownership migration

Systems, computer-implemented methods, and computer-readable media for establishing an online account with a resource provider are provided. An authentication token including identification of a user from an authentication server is received. The identification of the user from the authentication token is utilized to establish an online account for the user with the resource provider. Additional credentialing information from the user for the online account is received. The additional information received from the user is associated with the online account for the user with the resource provider.