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US Patent 8930271 System and method for a mobile wallet

Patent 8930271 was granted and assigned to Wells Fargo on January, 2015 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Current Assignee
Wells Fargo
Wells Fargo
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
8930271
Patent Inventor Names
Uma Meyyappan0
Ashish Bhoopen Kurani0
Bipin Sahni0
Melissa Lowry0
Michael J. Kennedy0
Nikolai Stroke0
Stephen M. Ellis0
Date of Patent
January 6, 2015
Patent Application Number
13456157
Date Filed
April 25, 2012
Patent Citations Received
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US Patent 12079802 Mobile wallet account balance systems and methods
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US Patent 12079803 Mobile wallet account balance systems and methods
0
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US Patent 12106322 Systems and methods for providing real-time payment recommendations and offers
0
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US Patent 11669828 Mobile wallet artificial intelligence card underwriting
0
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US Patent 11663599 Mobile wallet authentication systems and methods
0
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US Patent 11715078 Systems and methods for remote ATM access
0
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US Patent 12125009 Systems and methods for remote ATM access
0
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US Patent 12086809 Use limitations for secondary users of financial accounts
0
...
Patent Primary Examiner
‌
Frantzy Poinvil
Patent abstract

A computer-implemented system and method for providing offers to a mobile device includes receiving at least one offer from at least one merchant at an offer computer system and determining, by the offer computer system, an offer to present on the mobile device based on at least one characteristic of a user of the mobile device, the offer providing the user a discount from a price of a product or service. The method includes receiving a request for a code to provide to a merchant, the code being generated for the mobile device that belongs to the user. The method includes receiving, from a mobile device, an indication from the user to use the offer and sending, by the offer computer system, to the mobile device an offer code to be displayed on the mobile device to be received by a merchant.

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