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US Patent 9530131 Transaction processing using a global unique identifier

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Is a
Patent
Patent

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
9530131
Date of Patent
December 27, 2016
Patent Application Number
14877749
Date Filed
October 7, 2015
Patent Citations Received
‌
US Patent 12062044 System and method for authorizing a financial transaction
0
‌
US Patent 11943231 Token and cryptogram using transaction specific information
0
Patent Primary Examiner
‌
Behrang Badii
Patent abstract

A Globally Unique IDentifier (GUID) is used to match an authorization request with an authorization response for a transaction between a merchant and a consumer upon an account within a payment processing system where the payment amount is unknown until after the merchant receives the authorization response that includes the GUID. After receiving the authorization response and when the payment amount is known, the merchant forms a transmission that has information for delivery to an issuer of the account. This information is sufficient for the issuer to forward the payment amount from the account to pay the merchant for the transaction. While including the GUID and the payment amount, the information does not include an identifier of the account.

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