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US Patent 9558636 Automatic teller machine inventory and distribution system

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Patent
Patent
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Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
95586360
Patent Inventor Names
Jonathan Ralph Burdick0
Date of Patent
January 31, 2017
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Patent Application Number
148679760
Date Filed
September 28, 2015
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Patent Citations Received
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US Patent 12124770 Audio assisted enrollment
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US Patent 12014340 Systems and methods for completing transactions via lockable boxes
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US Patent 12079458 Image data for enhanced user interactions
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US Patent 12088755 Displaying relevant user interface objects
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US Patent 12105874 Device control using gaze information
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US Patent 11669896 User interfaces for managing an account
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US Patent 11676373 Personal computing device control using face detection and recognition
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US Patent 11688001 User interfaces for managing an account
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...
Patent Primary Examiner
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Robert Leung
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Patent abstract

A bank server allows a user of one ATM to reserve cash at another, nearby ATM when the first ATM has an inadequate cash inventory to serve the user's requested transaction. The user attempts to withdraw cash from the first ATM, but the first ATM has insufficient cash to perform the withdrawal transaction. Through the first ATM, the bank server offers the user a cash reservation at the other ATM. The bank server causes the other ATM to reserve a requested amount of cash for the user, possibly refusing to dispense cash to other users if doing so would leave the other ATM with insufficient cash to dispense the reserved cash. The user travels a short distance to the other ATM and withdraws the reserved cash. In effect, the other ATM can now perform the withdrawal transaction requested of the first ATM when the first ATM couldn't.

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