Patent 9691103 was granted and assigned to USAA on June, 2017 by the United States Patent and Trademark Office.
A method of processing overhead imagery of a property includes providing a computing device having a processor and a memory, receiving images of the property from one or more overhead image sources, and positionally correlating the images using the processor. Using the positionally correlated images, one or more features associated with the property are detected, wherein the one or more features include structures on the property and risks to the structures on the property. The method further includes determining, using the processor, a premium for an insurance policy covering the property using at least in part the detected one or more features associated with the property and non-physical risks associated with the property. A quote for the determined premium for the insurance policy is then provided to the user.