A load-bearing garment, such as a vest, is provided having stretchable web platform on an outside surface, such as between front and back panels of the vest. The stretchable web platform includes stretchable bands that extend horizontally, and vertical webbing extending between multiple horizontal bands. Additional embodiments are directed to a mounting system in a plate carrier for a plate. Still further embodiments are directed to a handle and strap system for a vest or other garment that permits a quick rescue of a person wearing the vest.