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US Patent 9846878 Payment account identifier system

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Patent attributes

Patent Jurisdiction

United States Patent and Trademark Office

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Patent Number

Patent Inventor Names

Chandra Srivastava0

Joseph Bjorn Ovick0

Phillip Kumnick0

Date of Patent

December 19, 2017

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Patent Application Number

145970720

Date Filed

January 14, 2015

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Patent Citations Received

US Patent 11853997 Using quick response (QR) codes to collect recurring payments

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US Patent 11763303 Identity management service via a user-level token

US Patent 11777937 Systems and methods for third-party interoperability in secure network transactions using tokenized data

US Patent 11853995 Systems and methods for processing encoded symbols to facilitate secured communication between database systems of two entities and to update database tuples associated with the database systems

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Patent Primary Examiner

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Patent abstract

A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.

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