US Patent 9911124 Transaction security apparatus and method

A transaction security apparatus, including an input device or receiver for inputting or receiving transaction information regarding a transaction on or involving an account, a camera or video recording device for obtaining or recording a photograph or video clip of an individual involved in the transaction, a processing device for processing the information regarding the transaction and for generating a notification message containing information regarding the transaction, and a transmitter for transmitting the notification message to a communication device associated with an account holder independently of any processing of the transaction by a transaction authorization processing computer. The apparatus transmits the photograph or the video clip to the communication device independently of any processing of the transaction by a transaction authorization processing computer.