Patent 10142333 was granted and assigned to Wells Fargo on November, 2018 by the United States Patent and Trademark Office.
Systems and methods provide for secure and efficient token generation, management, transfer, and authentication services in a biometric data environment. Various embodiments relate to a method performed by a processor of an authentication computing system. An example method includes receiving a biometric reference sample and a user identifier. The user identifier uniquely identifies a user from whom the biometric reference sample was captured. The biometric reference sample is processed to generate biometric data. The biometric data is tokenized using a tokenization schema. A biometric reference template is generated and includes a template identifier uniquely identifying the biometric reference template. The template identifier is associated with the user identifier. The biometric reference template further includes the tokenized biometric data, and a first identifier signifying that the biometric reference template includes tokenized biometric data.