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US Patent 11610197 Mobile wallet rewards redemption systems and methods

Patent 11610197 was granted and assigned to Wells Fargo on March, 2023 by the United States Patent and Trademark Office.

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Patent Inventor Names
Ashish Bhoopen Kurani0
Nikolai Stroke0
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 US Patent 11610197 Mobile wallet rewards redemption systems and methods

Article

A mobile wallet computer system receives via a mobile device an indication from a user that the user wishes to perform a mobile wallet transaction to transfer funds to a merchant. The mobile wallet computer system determines an amount of merchant rewards from the merchant that are available for the user to use at the merchant. The mobile wallet computer system transmits information regarding the amount of available merchant rewards to the merchant computer system. The merchant computer system applies the merchant rewards to the transaction prior to submitting the transaction to a card network computer system.

Infobox
Is a
Patent
Patent
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Patent Applicant
Wells Fargo
Wells Fargo
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Current Assignee
Wells Fargo
Wells Fargo
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
116101970
Date of Patent
March 21, 2023
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Patent Application Number
145533680
Date Filed
November 25, 2014
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Patent Citations
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US Patent 10115112 Transaction evaluation for providing rewards
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US Patent 10121129 Electronic wallet checkout platform apparatuses, methods and systems
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US Patent 10140615 Secure mobile device credential provisioning using risk decision non-overrides
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US Patent 10169812 Providing financial account information to users
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US Patent 10235668 System and method for a mobile wallet
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US Patent 10242368 System and method for providing software-based contactless payment
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US Patent 10380583 System and method for interoperable mobile wallet
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US Patent 10380596 Systems for providing and processing pre-authorized customizable gift tokens
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US Patent 10402897 Method and system for redirecting a financial transaction
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US Patent 10445739 Use limitations for secondary users of financial accounts
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US Patent 10515356 Method and system for utilizing authorization factor pools
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US Patent 10997592 Mobile wallet account balance systems and methods
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US Patent 11288660 Mobile wallet account balance systems and methods
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Patent Primary Examiner
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Patrick McAtee
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CPC Code
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G06F 7/08
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G06Q 30/06
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G06Q 30/0233
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G06Q 20/40
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G06Q 20/36
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G06Q 20/367
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G06Q 20/32
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G06Q 20/3223
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