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US Patent 7356503 ASP business decision engine

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US Patent 12132837 System and method for a token gateway environment
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US Patent 12072989 System and methods for using cipher objects to protect data
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US Patent 12074876 Authenticated access and aggregation database platform
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US Patent 12067617 Card registry systems and methods
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US Patent 12020322 Credit score goals and alerts systems and methods
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US Patent 12014416 Debt services candidate locator
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US Patent 11978114 Report existence monitoring
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US Patent 11954089 Database system for triggering event notifications based on updates to database records
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edited on 10 Apr, 2024
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US Patent 11954731 System and method for generating a finance attribute from tradeline data
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edited on 10 Apr, 2024
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US Patent 11954655 Authentication alerts
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edited on 22 Feb, 2024
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US Patent 11908005 System and method for providing an aggregation tool
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edited on 3 Jan, 2024
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US Patent 11863310 Aggregating user web browsing data
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edited on 1 Nov, 2023
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US Patent 11803929 Digital identity
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edited on 1 Nov, 2023
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US Patent 11803873 Systems and methods for providing a direct marketing campaign planning environment
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edited on 18 Oct, 2023
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US Patent 11790473 Systems and methods of delayed authentication and billing for on-demand products
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edited on 4 Oct, 2023
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US Patent 11775979 Adjustment of knowledge-based authentication
Edits on 27 Sep, 2023
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edited on 27 Sep, 2023
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US Patent 11769200 Account vulnerability alerts
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edited on 27 Sep, 2023
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US Patent 11769112 Systems and methods for providing an integrated identifier
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edited on 16 Sep, 2023
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Patent Inventor Names
Gregory A. Johnson0
Gregory S. Capella0
Jeff Klepfer0
Leonard E. Look0
Peter R. Jones0
Rachel C. Asch0
Raffi M. Kassarjian0
Susan A. Sperl0
Edits on 1 Sep, 2023
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Patent abstract

A decision engine is provided that integrates all components of a credit application process, including access to and manipulation of credit bureau data, credit scoring, credit decisioning, and matching the correct products, into a single application service provider (ASP) platform which is accessible through a series of Application Programming Interfaces (APIs).

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