Patent attributes
Computer implemented method and system for repairing credit of a consumer is provided. The method includes presenting a credit report to the consumer via a user interface displayed at a display device; wherein a computerized system provider that maintains a consumer database with information related to the consumer's credit presents the user interface; providing the consumer with a first option for disputing the negative entry in the credit report directly with a creditor related to the negative entry and a credit bureau; providing the consumer with a second option for initiating an automated debt settlement negotiation with the creditor related to the negative entry; and providing the consumer with a third option for declaring that the consumer's identity has been stolen; wherein the computerized system provider provides the first option, the second option and the third option to the consumer via the user interface.
