Credefi

Credefi is the world's most advanced crypto peer 2 peer lending platform, that combines the best practices of DeFi and traditional finance. Our hybrid mechanism solves real life problems and inefficiencies of the conventional banking and financel sector, and provides unique opportunities for both borrowers and lenders. Credefi allows platform participants to invest in credit portfolios, individual credits, or do trade finance, directly through their personal wallet. Banking redefined.

The platform provides secure lending to enterprise portfolios. Protects creditors and provides them with a fixed APY.

Credefi combines borrowing and grabbing a win-win offer.

From 10 percent.

"The CREDI token holders can lend stable coins to credit portfolios with risk profiles ranging from low to high risk. The platform will provide risk assessment and credit score data to lenders so they can take an informed investment decision. The credit portfolios will achieve APYs of 10% and higher depending on the risk appetite of the user." From https://www.credefi.finance/#about

Credefi offers services that are similar to banking. Only these services are applicable to DEFI.

The advantages of this project:

1. The team consists of highly qualified specialists who understand the aspects of lending.
2. Use Real-world Collateral
3. High APY
4. Perform credit risk analysis on every application on a platform.
5. It combines an in-house proprietary credit scoring, crypto and real-economy. assets collateral, and Credefi’s security module(Module X).
6. Expands participation of the token xCredi in the cryptoworld.